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Southwest Ohio, like many parts of Ohio and the United States, has been hit especially hard with the loss of thousands of jobs through closings and reorganizations of business.  The Extension offices in five adjoining counties have been sharing resources that address many of the concerns of our citizens, as well as those across Ohio and the U.S.  We hope this resource will empower you to access the information, tools, or organizations that are of value to you.

Financial Literacy

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Financial Literacy

OSU Extension Family & Consumer Sciences professionals are sensitive to the economic challenges families and their communities are facing. For some, the loss of good-paying jobs with benefits has greatly affected families and their communities. For others, it is declining health along with inadequate health insurance coverage that puts their economic well-being and quality of life at risk.

Our county-based FCS Extension educators assist families in improving both present and future economic well-being by helping them:

  • assess their financial circumstances
  • increase their financial management skills, including organizing financial records, tracking spending, and improving bill paying
  • reduce debt and begin or increase savings
  • improve consumer decision-making abilities

FCS Extension educators do this through face-to face instruction with individuals and families, training of professionals such as teachers and social workers who work directly with individuals and families, and through reaching people in their own homes through distance education.

New Start for Financial Success:
A trusted debtor education program offered by Ohio State University Extension

If you've filed for bankruptcy, you know you need to complete a financial education class before your case is discharged. That's why we offer New Start for Financial Success. The two-hour class will allow you to meet the bankruptcy law's post-filing debtor education requirement and give you a fresh, new start to financial freedom.

New Start is taught by experinced education professionals with Ohio State University Extension -- the university's statewide outreach arm that offers reliable, research-based adult education in every county. New Start's instructors are skilled in teaching personal finance using a nonjudgmental, practical approach.

Ohio State University Extension: Real Money. Real World.

Each year, America’s high schools graduate thousands of young adults who are unprepared in matters of employment and financial decisions.

  • Ohio State University Extension professionals developed the Real Money, Real World curriculum that simulates real-life experiences to help make youth aware of the money management skills they need.
  • The curriculum focuses on making students aware of the correlation between educational attainments and earning power.
  • Real Money, Real World programs are designed to be a partnership of the county Extension Office, the school, and the business community.
  • An active, hands-on experience, it gives young people the opportunity to make lifestyle and budget choices similar to those they will make as adults.